Insurance can sometimes seem like an unnecessary expense protecting you against events that are unlikely to happen. But the important point to remember is, that in the rare instances when such events do happen, they can be very very costly.

Unless you can afford to deal with bills running well into five figures, insurance premiums are a necessity. However, a little time and effort can help make these premiums as painless as possible.

1. Why you need travel insurance whenever you go holiday abroad.

3. A guide to the types of plastic surgery finance available.

5. Using credit card balance transfers in the right way.

7. The advantages and disadvantages of interest only mortgages.

9. Get the legal advice you need with a recommended local solicitor.